Home / Going-concern warnings / AppTech Payments Corp.
Filed 2026-08-14 路 Form 10-Q 路 Accession 0001683168-26-006441 nano
Price before filing: $0.38 (2026-08-13 close, split/dividend-adjusted)
Market cap at flag: $16.4M (2026-08-14) 路 Latest: $5.9M (2026-10-16)
| Window | APCX | SPY | vs SPY | |
|---|---|---|---|---|
| 30 days | -30.3% | -2.2% | -28.1% | 2026-09-14 |
| 90 days | pending | pending | until 2026-11-12 | |
| 180 days | pending | pending | until 2027-02-10 |
Return from the last close before the filing date to the first close on/after the window end. Pending windows have not fully elapsed. Past performance says nothing certain about the future.
90 days before the flag: 2 insiders bought $204K (16 purchases)
30 days after: 2 insiders bought $109K (17 purchases)
| Date | Insider | Type | Shares | Price | Value | 10b5-1 plan | Source |
|---|---|---|---|---|---|---|---|
| 2026-05-26 | Lipstein Robert J Director | Purchase | 82,274 | $0.35 | $29K | no | Form 4 |
| 2026-05-26 | Lipstein Robert J Director | Purchase | 12,726 | $0.33 | $4K | no | Form 4 |
| 2026-05-27 | Lipstein Robert J Director | Purchase | 7,000 | $0.35 | $2K | no | Form 4 |
| 2026-06-02 | LORD ALBERT L Director | Purchase | 70,000 | $0.39 | $27K | no | Form 4 |
| 2026-06-03 | LORD ALBERT L Director | Purchase | 70,000 | $0.48 | $34K | no | Form 4 |
| 2026-06-04 | LORD ALBERT L Director | Purchase | 70,000 | $0.49 | $34K | no | Form 4 |
| 2026-06-08 | LORD ALBERT L Director | Purchase | 17,120 | $0.50 | $9K | no | Form 4 |
| 2026-07-31 | LORD ALBERT L Director | Purchase | 20,000 | $0.29 | $6K | no | Form 4/A |
| 2026-08-03 | LORD ALBERT L Director | Purchase | 20,000 | $0.29 | $6K | no | Form 4/A |
| 2026-08-05 | LORD ALBERT L Director | Purchase | 20,000 | $0.39 | $8K | no | Form 4 |
| 2026-08-06 | LORD ALBERT L Director | Purchase | 20,000 | $0.40 | $8K | no | Form 4 |
| 2026-08-07 | LORD ALBERT L Director | Purchase | 20,000 | $0.40 | $8K | no | Form 4 |
| 2026-08-10 | LORD ALBERT L Director | Purchase | 20,000 | $0.37 | $7K | no | Form 4 |
| 2026-08-11 | LORD ALBERT L Director | Purchase | 20,000 | $0.36 | $7K | no | Form 4 |
| 2026-08-12 | LORD ALBERT L Director | Purchase | 20,000 | $0.37 | $7K | no | Form 4 |
| 2026-08-13 | LORD ALBERT L Director | Purchase | 20,000 | $0.38 | $8K | no | Form 4 |
| 2026-08-14: red flag filed | |||||||
| 2026-08-14 | LORD ALBERT L Director | Purchase | 20,000 | $0.39 | $8K | no | Form 4 |
| 2026-08-17 | LORD ALBERT L Director | Purchase | 20,000 | $0.39 | $8K | no | Form 4 |
| 2026-08-18 | LORD ALBERT L Director | Purchase | 20,000 | $0.35 | $7K | no | Form 4 |
| 2026-08-19 | LORD ALBERT L Director | Purchase | 20,000 | $0.37 | $7K | no | Form 4 |
| 2026-08-20 | Corrado Felipe Amilcar IV Interim CEO and CFO | Purchase | 5,000 | $0.37 | $2K | no | Form 4 |
| 2026-08-20 | Corrado Felipe Amilcar IV Interim CEO and CFO | Purchase | 5,000 | $0.38 | $2K | no | Form 4 |
| 2026-08-20 | LORD ALBERT L Director | Purchase | 20,000 | $0.36 | $7K | no | Form 4 |
| 2026-08-24 | LORD ALBERT L Director | Purchase | 20,000 | $0.36 | $7K | no | Form 4 |
| 2026-08-25 | LORD ALBERT L Director | Purchase | 20,000 | $0.35 | $7K | no | Form 4 |
Showing 25 of 33 transactions.
Open-market purchases and sales (Form 4 codes P and S) by officers, directors and 10% owners, by transaction date, from 2026-05-16 to 2026-09-13. Excludes option exercises, grants, gifts and tax withholding. Amended filings replace the originals; joint filings count once. Foreign private issuers do not file Form 4. Many insider sales are pre-scheduled (10b5-1 plans) and are not by themselves a sign of wrongdoing.
"The Company's current financial conditions and recurring losses raise substantial doubt about its ability to continue as a going concern."
Quoted from the filing. Source
The filing states that substantial doubt exists about the company's ability to continue as a going concern: it may not have enough cash to last the next 12 months. Expect dilution, debt deals or worse. An auditor's going-concern paragraph is the strongest form of this warning.
Source: management disclosure in Form 10-Q (period 2026-06-30)
Why this score: quarterly (unaudited) disclosure
Read the original filing on SEC.gov →
Not investment advice. Automated summary; verify against the filing.
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